Thinking about buying a condo or home in Rosarito, Baja California? Whether you’re relocating or investing, protecting your money during a real estate transaction is critical—and that’s where escrow services come in.
In this article, Mexican Real Estate Attorney Liliana Cota from Del Mar Real Estate Rosarito breaks down what every foreign buyer should know about escrow in Mexico, and how it differs from the U.S. system.
🔍 What Are Escrow Services and Why Do You Need Them in Mexico?
Escrow services are used to safeguard funds during a real estate transaction. When you open an escrow account, your money is held by a neutral third party and only released once all the conditions of your offer are met.
This protects both the buyer and the seller and ensures that:
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Your deposit is safe
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The seller doesn’t receive the funds until title conditions are verified
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The transaction follows the terms you agreed upon
🇲🇽 Escrow in Mexico vs. Escrow in the U.S.
Many American and Canadian buyers expect escrow to function in Mexico just like it does at home—but there are some important differences:
| Feature | U.S. Escrow | Mexico Escrow (Rosarito) |
|---|---|---|
| Full legal & title services | ✅ Often included | ❌ Typically not included |
| Funds held by third party | ✅ Yes | ✅ Yes (if arranged properly) |
| Attorney involvement | Optional | ⚠️ Highly recommended |
| Regulated industry-wide | ✅ Strict regulations | ⚠️ More limited, private agreements |
In Mexico, not all real estate offices offer full escrow services, which means it’s often up to you to engage a qualified real estate attorney for full transaction support.
⚖️ Why You Should Hire a Real Estate Attorney in Rosarito
Attorney Liliana Cota explains that a legal expert can protect your purchase by handling:
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🧾 Title searches
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🏠 Property inspections
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🧑⚖️ Contract review and enforcement
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🔐 Setting up escrow with trusted third-party companies
These companies typically adhere to U.S. security protocols, giving foreign buyers added peace of mind.
🧠 Key Takeaways for Foreign Buyers in Rosarito
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Escrow accounts are not automatically included in real estate deals—you must request them
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Always use trusted third-party escrow companies
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Hire a real estate attorney to guide and protect your investment
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Don’t assume Mexican transactions follow U.S. standards—educate yourself and work with professionals
📲 Need Help Buying Safely in Rosarito? We’re Here to Guide You
At Del Mar Rosarito Real Estate, we help U.S. and Canadian buyers every day by offering:
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Expert legal guidance
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Safe escrow account setup
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Title verification
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Step-by-step support from offer to closing
📞 Call or text us: +1 (619) 314-1798
📧 Email us: Click to Email
🌐 Explore our listings: Visit Our Website
📅 Book your free real estate consultation